Saturday Morning Coffee - Jan 25

Dated: January 25 2025

Views: 183

Saturday Morning Coffee ☕


Fresh Brew

Mortgage Rates trend this week: 📈 7.11% MND

2025: A Year of Stabilization - NAR

New Admin, New Housing Policies - Blog

Home Selling Profits Slide Again - ATTOM

Some do, Some don't - Rohn


The New Power Players in Luxury Real Estate: Affluent Women

Women are Taking the Lead in the Luxury Real Estate Market

Coldwell Banker’s latest report reveals a transformative shift in the luxury real estate landscape, driven by affluent women.

The insights are remarkable:

💼 By 2030, American women are projected to control much of the $30 trillion in financial assets being passed down by baby boomers—nearly matching the U.S. GDP.

🏡 Women with a net worth of $5 million or more now represent 15.2% of the U.S. luxury real estate market.

🔑 Single women outpace single men in homeownership across all 50 states, viewing luxury properties as both lifestyle assets and smart investments.

What women want: Proximity to great schools, family, and friends; sustainable living features; wellness amenities; enhanced security; community spaces; and adaptable floor plans that evolve with their needs.

Luxury real estate isn’t just a market—it’s a movement. Women are redefining what it means to live well while investing wisely.


What is VA Loan Entitlement?

For Veterans, VA loan entitlement is the amount the VA guarantees to the lender, which determines how much you can borrow without a down payment.

Depending on your situation, you’ll either have:

  1. Full Entitlement:

    • This applies if you have no current VA loans.
    • With full entitlement, there’s no loan limit, and you can purchase a home with 0% down, provided you qualify based on income and credit.
  2. Less Than Full Entitlement:

    • If you currently have a home financed with a VA loan (as a rental, departing residence, or one tied to an old foreclosure), you’ll have a maximum loan amount for 0% down.
    • If you purchase a home that exceeds this limit, you’ll need to make a small down payment, which is calculated based on your remaining entitlement.

Featured Listing

🏡 Charming 2-Story Craftsman Home

  • Spacious & Stylish: Oversized kitchen with granite countertops, breakfast bar, and a cozy family room with a stunning stone fireplace and built-ins.
  • Relax & Unwind: Luxurious master suite with tray ceilings, a spa-like bath, and a massive walk-in closet.
  • Outdoor Bliss: Large level lot with an extended patio for BBQs and a garden area perfect for spring planting.

All this, under $400k! Don’t miss out—schedule your tour today!


Need a Mortgage? Check out my app page.

Real estate advise? Connect here.

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Andy Rose

Andy brings to the table over 12 years of real estate experience including becoming a licensed Georgia broker in 2018 and a licensed Broker in Florida in 2019. Prior to his real estate career he proud....

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