Andy Rose 's Blog Posts

Let’s talk about something you might not check nearly as often as your bank account – and that’s how much your home is worth. But when it comes to your financial situation, it;

Homeowner’s insurance is a must-have to protect what’s probably your biggest investment – your home. And while you never want to think about worst-case scenarios, the

Want to know two reasons this spring might finally be your time to buy? Inventory has grown and sellers may be more willing to negotiate as a result. That means you’ve got more options and

If you’ve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market. That’s because mortgage rates have been trending down

Are you trying to buy a home but you feel like you’re up against deep-pocketed Wall Street investors snatching up everything in sight? Many people believe mega investors are driving

Many people are hoping mortgage rates will come down before they buy a home. But will that actually happen? According to the latest forecasts, experts say rates will decline, but not by as much as a

Applying for a mortgage is exciting - but the flood of unsolicited calls and emails from other lenders that follows? Not so much. If you've recently applied for a mortgage or refinance, you may have

This could be the year to sell your house – and here’s why. According to a recent NerdWallet survey, 15% of people are planning to buy a home this year. That

Over the past few years, home prices skyrocketed. That’s been frustrating for buyers, leaving many wondering if they’d ever get a shot at owning a home. But here’s some welcome:

Saturday Morning Coffee ☕Mortgage rates this week 7.05% - MNDNew Listings Post Increase - RedfinBoomers Are Spending on Renovations - SurveyStrong Job Market & Steady Mortgage

The Real Benefits of Buying a Home This YearHave you been wondering whether you should keep renting or finally make the leap into homeownership? It’s a big decision, and let’s be real

Saturday Morning Coffee Mortgage Rates trend this week:  7.05% MNDFlippers costs to rehab - TwitterSellers are more negotiable - FAR2025 Word of the Year - &

Recent data from the National Association of Realtors (NAR) reveals that sellers prioritize marketing expertise as their top requirement when choosing a real estate agent. This preference is well

A recent report from Realtor.com found that 20% of Americans don’t think homeownership is achievable. Maybe you feel the same way. With inflation increasing everyday expenses, saving for a

Unlocking the Power of Your VA Loan: EntitlementAs a Veteran, you’ve earned one of the most valuable benefits available: access to VA loans. These loans offer unmatched flexibility, allowing

Let’s face it — buying a home can feel like a challenge with today’s mortgage rates. You might even be thinking, “Should I just wait until spring when more homes hit the

Saturday Morning Coffee Fresh BrewMortgage Rates trend this week:  7.11% MND2025: A Year of Stabilization - NARNew Admin, New Housing Policies - BlogHome Selling

It’s no secret that affordability is tough with where mortgage rates and home prices are right now. And that may have you worried about how you’ll be able to buy a

There’s one big mistake you need to avoid when you sell your house this year: setting your price too high. It might seem like overpricing gives you room to negotiate or could really

When it comes to buying a home with a VA loan, most Veterans know about the 0% down payment benefit—but what many don’t realize is that VA loan seller concessions can help you save even

After being sworn in, President Donald Trump issued a memorandum titled "Delivering Emergency Price Relief for American Families and Defeating the Cost-of-Living Crisis." This initiative aims to

Today, 17% of homebuyers are choosing multi-generational homes — that’s when you buy a house with your parents, adult children, or even distant relatives. What makes that

It’s easy to get caught up in the idea of waiting for the perfect moment to make your move – especially in today’s market. Maybe you’re holding out and hoping mortgage rates

There’s one essential step in the homebuying process you may not know a whole lot about and that’s pre-approval. Here’s a rundown of what it is and why it’s so

Are you hesitant to sell your house because you’re worried no one’s buying with rates and prices where they are right now? Here’s some perspective that can help.The market actually

Your credit score plays a big role in the homebuying process. It’s one of the key factors lenders look at to determine which loan options you qualify for and what your terms might.

Have you ever stopped to think about how much wealth you’ve built up just from being a homeowner? As home values rise, so does your net worth. And, if you’ve been in your house for a few

Own a Home, Save on Taxes: Here’s HowOwning a home isn’t just about having a place to call your own—it’s about unlocking massive financial benefits. The tax savings alone?

Experts forecast mortgage rates will come down in 2025, but they also say you should brace for some volatility. That’s why it’s not a good idea to try to time the market.Instead, it's

What To Save for When Buying a HomeKnowing what to budget for when buying a home may feel intimidating — but it doesn’t have to be. By understanding the costs you may encounter

Let’s face it – life can throw some curveballs. Whether it’s a job loss, unexpected bills, or a natural disaster, financial struggles can happen to anyone. But here&rsquo

Wondering what’s in store for the housing market this year? And more specifically, what it all means for you if you plan to buy or sell a home? The best way to get that information is to lean

Trying to decide whether it makes more sense to buy a home now or wait? There’s a lot to consider, from what’s happening in the market to your changing needs. But generally speaking,

Blended Rates Explained: How Refinancing Your Mortgage Can Help You Pay Off DebtManaging your finances in today's economic climate can feel like a juggling act. Rising interest rates and household

You may have heard that staging your home properly can make a big difference when you sell your house, but what exactly is home staging, and is it really worth your time and effort?Here are a few

This is the time when a lot of people take a moment to reflect and set their goals for this year. And as you picture what you want your 2025 to look like, one thing that may pop into your mind is

Turning a dream into reality starts with one thing: a plan. And if buying your first home is on your list of goals, now’s the perfect time to put a plan in motion to help you save.And the best

More entry-level homes – also known as starter homes – are popping up on the market. And after several years with very few homes available to buy and prices rising, there are

Here’s the dream scenario: You list your house, it sells for top dollar, it happens quickly, and you’re popping champagne in no time.But let’s get real. Even in today’s&

The holiday season is here! This time of year is a blast—but if you’re the go-to holiday host, it can also be stressful. You’ve got meals, get-togethers, and all-out parties to

Waiting for perfect market conditions often means missing out. Because what you may not realize is, if you’re ready and able to buy, this time of year could actually give you an edge. Here

In today’s digital age, it’s tempting to rely on automated tools for everything — including figuring out how much your house is worth. But be careful. The automated estimates you

For over 79 years, Veterans Affairs (VA) home loans have helped countless Veterans achieve the dream of homeownership. But according to Veterans United, only 3 in 10 Veterans realize they may

If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride. One day rates are up; the next they dip down a bit. So, what’s driving

A recent study from the National Association of Realtors (NAR) shows most sellers (61%) completed at least minor repairs when selling their house. But sometimes life gets in the way and that’s

The holiday season may not be the first time that comes to mind when thinking about buying a home. With the hustle and bustle of celebrations, shopping, and family gatherings, it might seem like an

Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type. According to Experian, the range is anywhere

When planning a move, a newly built home might not be the first thing that comes to mind. But with more brand-new homes on the market and builders focusing on smaller, more affordable options,

Consumers are feeling more positive about the housing market, with growing optimism that mortgage rates will drop and their personal financial situations will improve in the coming year. According

You may be wondering if home prices are going to crash. And believe it or not, some people might even be hoping this happens so they can finally purchase a more affordable home. But

Today’s mortgage rates and home prices may have you second-guessing whether it's still a good idea to buy a home right now. While market factors are definitely important, there’s also a

Working on your holiday shopping? If someone in your life recently bought a home, the perfect gift for them will acknowledge this huge achievement while helping them settle into the new space and

Let’s cut to the chase—many home sellers think going it alone with a For Sale By Owner (FSBO) approach will save them big bucks. In fact, 46% believe FSBO is the most profitable way to

Your Perfect Home Is the One You Perfect After You BuyDon't give up the search just because you haven't found a home that checks every box. Let's connect to see which of your "must haves" can be

Why a Wave of Foreclosures Is Not on the WayWith forbearance plans coming to an end, many are concerned the housing market will experience a wave of foreclosures similar to what happened after the

People sell homes for a huge range of reasons...The reason that you want to sell your home could influence the approach you take to selling. For example, you might feel comfortable letting your

Sellers: Your House Could Be an Oasis for Buyers Seeking More OptionsSellers have a great opportunity this season as buyer demand still heavily outweighs the current supply of homes for sale.

What Does the Future Hold for Home Prices?If you’re looking to buy or sell a house, chances are you’ve heard talk about today’s rising home prices. And while this increase in

Looking To Move? It Could Be Time To Build Your Dream Home.While today’s supply of homes for sale is still low, the number of newly built homes is increasing. If you’re

Important Distinction: Homes Are Less Affordable, Not UnaffordableIt’s impossible to research the subject of buying a home without coming across a headline declaring that the fall in home

Your Home Equity Is Growing [INFOGRAPHIC]Some HighlightsIf you’re a homeowner, today’s rising equity is great news. On average, homeowners have gained $51,500 in equity

Knowledge Is Power When It Comes to Appraisals and InspectionsBuyers in today’s market often have questions about the importance of getting a home appraisal and an inspection. That’s

There Are More Homes Available Now than There Were This SpringThere’s a lot of talk lately about how challenging it can be to find a home to buy. While housing inventory is still low, there

Housing Challenge or Housing Opportunity? It Depends.The biggest challenge in real estate today is the lack of available homes for sale. The low housing supply has caused homes throughout the

Does Your House Have What Buyers Want?The rise in remote work is changing what many Americans want in their homes. Many companies are choosing to delay reopening or go remote full-time,

Renters Missed Out on $51,500 This Past YearRents have increased significantly this year. The latest National Rent Report from Apartmentlist.com shows rents are rising at a rate

Sellers Have Incredible Leverage in Today’s MarketWith mortgage rates climbing above 3% for the first time in months, serious buyers are more motivated than ever to find a home 

Does Your House Have What Buyers Want?The rise in remote work is changing what many Americans want in their homes. Many companies are choosing to delay reopening or go remote full-time,

It's fall, and we’re headed toward that time again—Halloween, with the spooky pumpkins and skeletons and plastic bats. But then again, deep in the heart of the property owner, a